Best Billing and Invoice Software in 2026

QuickBooks Online is cloud accounting software from Intuit that combines invoicing, online payments, expense tracking and bookkeeping. Small businesses use it to send branded invoices, accept card and bank payments, and keep their books and taxes in one place.

FreshBooks is invoicing and accounting software designed for freelancers and small service businesses. It makes it easy to create polished invoices, track time and expenses, accept online payments and follow up with clients without accounting knowledge.

Stripe Billing is Stripe's tool for recurring billing and invoicing. It lets online businesses run subscriptions, usage-based pricing and one-off invoices, with automatic payment collection and smart retries for failed payments.

Xero is cloud accounting software for small businesses with built-in invoicing, online payments and bank reconciliation. It is popular with accountants and supports multi-currency invoicing and a large marketplace of connected apps.

Zoho Invoice is a free online invoicing tool from Zoho that helps freelancers and small businesses create invoices and quotes, track time and expenses, accept online payments and send automatic reminders.

Chargebee is a subscription billing and revenue management platform for SaaS and subscription businesses. It automates recurring invoices, pricing changes, dunning and revenue reporting, and connects to many payment gateways.

BILL (formerly Bill.com) automates accounts payable and accounts receivable for small and mid-sized businesses. It helps you send invoices, collect payments, approve bills and sync everything with your accounting software.

Harvest is time tracking and invoicing software for agencies, consultants and professional teams. It turns tracked hours and expenses into accurate invoices and helps you see project budgets and profitability.

HoneyBook is a client management platform for small service businesses such as photographers, designers and event planners. It combines inquiries, proposals, contracts, invoices and payments in one client journey.

Square Invoices lets small businesses send professional invoices and estimates, accept card and online payments, and track what they are owed, with no monthly fee on the free plan.

Zoho Billing is an end-to-end billing platform for one-time and recurring billing. It helps small and mid-sized businesses manage quotes, invoices, subscriptions, payments and revenue reports.

Wave is a simple money-management platform for freelancers and very small businesses, with free invoicing and accounting tools and paid add-ons for online payments and payroll.

Invoice Ninja is an open-source invoicing and billing platform for freelancers and small businesses. It can be used as a hosted service or installed on your own server, and supports invoices, quotes, recurring billing, time tracking and many payment gateways.

Recurly is a subscription management and recurring billing platform. It helps subscription businesses automate invoices, manage plans and trials, recover failed payments and analyze subscriber revenue.

Bonsai is an all-in-one business tool for freelancers and small agencies that combines proposals, contracts, invoicing, time tracking and client management, so you can run client work from one place.

Paddle is a merchant of record platform for software companies. It handles checkout, subscription billing, invoicing, global sales tax and payments, so SaaS and app businesses can sell worldwide with less compliance work.

Sage Intacct is cloud financial management software for mid-sized companies. It includes contract and subscription billing, accounts receivable, multi-entity accounting and real-time financial reporting.

Zuora is an enterprise monetization platform for subscription and usage-based businesses. It handles complex billing, invoicing, payments and revenue recognition for large companies with many products and markets.

Sage Accounting is cloud accounting software for small businesses with invoicing, quotes, cash flow tracking and bank connections, from Sage, a long-established accounting software company.

Invoice2go is a mobile-first invoicing app for small businesses and tradespeople. It helps you create estimates and invoices on the job, accept payments and track expenses from your phone.

Maxio is a billing and financial operations platform for B2B SaaS companies, created from the merger of Chargify and SaaSOptics. It handles subscription billing, invoicing, revenue recognition and SaaS metrics.

Odoo Invoicing is the invoicing app within the Odoo business suite. It lets businesses create invoices, accept online payments, send reminders and later connect sales, inventory and accounting apps as they grow.

Bill4Time is time tracking and billing software for law firms and professional service firms. It helps teams record billable time, create invoices with flexible billing rates and accept online payments.

NetSuite SuiteBilling adds advanced billing to Oracle NetSuite ERP, supporting subscription, usage-based and project billing alongside the financials, inventory and CRM data already in NetSuite.

Dubsado is client management software for service-based businesses that includes invoicing, contracts, forms, scheduling and workflows. It helps automate the client journey from inquiry to payment.

PayPal Invoicing lets freelancers and small businesses create and send invoices from their PayPal account. Customers can pay with PayPal, cards and other methods, with no monthly subscription.

Moon Invoice is an invoicing and estimating app for small businesses and freelancers. It offers many invoice templates, online payments, expense tracking and reports across web and mobile.

Invoicely is a simple online invoicing tool for freelancers and small businesses. It lets you create invoices and estimates, track time and expenses, and accept online payments from a browser.

Hiveage is online invoicing and billing software for small businesses and teams. It supports invoices, estimates, recurring billing, time and expense tracking and online payments.